PM-Kisan e-KYC

The PM Kisan e-KYC, featuring an OTP-based online verification, streamlines the KYC process for the Pradhan Mantri Kisan Samman Nidhi scheme beneficiaries. This initiative enhances the efficiency and transparency of the scheme, making it easier for eligible farmers to receive their benefits.

This article explores the simplified online e-KYC procedure, emphasizing its importance and the steps to complete it.

PM-Kisan e-KYC Steps

To complete the e-KYC process for the PM-Kisan scheme, follow these steps:

• Visit PM-Kisan Portal: Go to the official PM-Kisan website - pmkisan.gov.in.
• Select e-KYC Option: Find and click on the e-KYC option available on the homepage.

• Enter Aadhaar Details: Input your Aadhaar number in the required field.

• Receive OTP: You'll receive an OTP on your registered mobile number.
• Verify OTP: Enter the OTP received for authentication.

After successful OTP verification, your e-KYC process is complete.

Important Points

e-KYC (Electronic Know Your Customer) is a mandatory process for beneficiaries to authenticate their identity and eligibility under the scheme.

• Importance of e-KYC:
  • e-KYC is a critical step to ensure that only eligible farmers receive the financial benefits provided by the PM-KISAN scheme. This process helps prevent misuse of funds by verifying the beneficiary's details, including Aadhaar and land ownership records.
• Aadhaar-Based Verification:
  • The scheme mandates that beneficiaries must complete Aadhaar-based e-KYC. This is essential for the Direct Benefit Transfer (DBT) to the Aadhaar-linked bank accounts of the beneficiaries.
  • Without e-KYC, farmers cannot receive their payments under the PM-KISAN scheme.
• Exemptions:
  • Some states, like Assam, Meghalaya, and Jammu & Kashmir, have been temporarily exempted from Aadhaar-based e-KYC due to lower Aadhaar coverage in these regions. However, the exemption is only valid until the respective deadline for Aadhaar enrollment.

Consequences of Not Completing eKYC

If you do not complete the eKYC process for the PM Kisan scheme:

• Suspension of Benefits: Your benefits may be suspended, and you will stop receiving the installment payments.
• Delay in Payments: Any pending payments may be delayed until you complete the eKYC process.
• Ineligibility for Future Benefits: You may become ineligible for future benefits under the PM Kisan scheme until the eKYC process is completed.

To ensure uninterrupted benefits, it is important to complete your eKYC as required.