Ladaki Bahin Scheme

The Maharashtra government introduced the Ladaki Bahin Scheme (मुख्यमंत्री - माझी लाडकी बहीण योजना) on June 28, 2024, as part of its ongoing efforts to empower women economically and socially.

With an allocation of ₹46,000 crore, this scheme aims to provide financial assistance directly to eligible women.

The initiative is designed to support women between the ages of 21 and 65 by offering a monthly stipend of ₹1,500. Additionally, the scheme includes provisions for supporting daughters' higher education, further enhancing its impact.

Application Process

• Step 1: Visit the Official Website:
  • Access the Ladaki Bahin Scheme portal at ladakibahin.maharashtra.gov.in.

• Click on “Applicant Login” and register by entering your details, including name, mobile number, and email address, if you have not signed up.

• Step 2: After signing in, login and click on the Apply option and Complete the Application Form
  • Fill Out Personal Details: Enter your personal information, such as name, date of birth, address, and family income.
  • Upload Documents: Prepare and upload the following documents:
    • Aadhaar Card: For identity and residency proof.
    • Domicile Certificate: To verify residency in Maharashtra.
    • Income Certificate: To confirm annual family income.
    • Bank Passbook: For direct benefit transfer.
    • Address Proof: Such as utility bills or rental agreements.
    • Passport-size Photograph: For identity verification.
    • PAN Card: Optional, but recommended for additional verification.

Ensure all details and documents are correct, then click “Submit” to finalize your application.

• Step 3: Verification Process
  • Document Verification: Authorities will review the submitted application and documents to verify eligibility.
  • Field Verification: In certain cases, a field verification may be conducted to confirm the applicant's details and eligibility.
• Step 4: Application Status and Payment
  • Check Status: Monitor the status of your application on the official website. The “Application Status” section will provide updates on approval and payment.
  • Receive Payment: Upon approval, the monthly financial assistance of ₹1,500 will be transferred directly to your bank account.

Objectives

The ⁠Mazi Ladki Bahin Yojana is driven by several key objectives:

• Economic Empowerment: Provide financial stability to women by offering a regular income, helping them manage household expenses more effectively.
• Social Upliftment: Improve the social status of women, reducing their financial dependency and enhancing their role in the family and society.
• Educational Support: Facilitate higher education for daughters of beneficiaries, thereby contributing to their academic and professional development.

Benefits

Under the Ladki Bahin scheme, beneficiaries are entitled to:

• Monthly Financial Assistance: A direct deposit of ₹1,500 into the beneficiary's bank account every month.
• Educational Support: Additional financial assistance for daughters pursuing higher education.
• Economic Relief: Reduction in financial pressures, leading to an improved standard of living.

Eligibility Criteria

To qualify for the Ladaki Bahin Scheme, applicants must meet the following criteria:

• Age: Women must be between 21 and 65 years old.
• Residency: Applicants must be permanent residents of Maharashtra.
• Income: The annual family income should not exceed ₹2.5 lakh.

• Economic Status: Preference is given to women from economically weaker sections.
• Employment Status: The applicant’s family members should not be employed by the government or be income taxpayers.

Disqualification

• Families with a combined annual income over ₹2.50 lakhs.
• Families with income taxpayers.
• Families with regular/permanent government employees or pensioners; exceptions apply to outsourced, voluntary, or contract workers with income up to ₹2.50 lakhs.
• Women benefiting from other government financial schemes with monthly assistance of, ₹1500 or more.
• Families with a current or former MP/MLA.
• Families with members holding positions like Chairman, Vice-Chairman, Director, or Member in government bodies.
• Families owning a four-wheeler (excluding tractors).
• Women whose families own more than five acres of land or who are government employees are generally ineligible unless they meet specific conditions.

New Updates

• Online Helpline: An online helpline Toll-Free Number at 181 is now available on the official website for application-related queries.
• Additional Educational Grant: Beginning November 2024, a one-time grant of ₹10,000 will be provided for the higher education of daughters of beneficiaries.